The Car Repair Plan allows you to shield yourself from unexpected repair costs by providing a free, easy and flexible way to budget for car servicing and repairs.
It allows you to save as much or as little as you want on a regular basis to ensure that you always have the funds available to pay for the service and repair of your car - and other vehicles in your family. You add a set amount into your account every month, and you can alter the payment or take a break at any time, or when you feel you have built up enough of a fund.
Click on “My Account” to get started. From there, register using the form – you will need some basic details about your vehicle, including your car registration, make and model. Once you have completed and submitted the form, you will receive an email with a link to set a password for your account and you will be able to log in, add card details and set up your direct debit.
Once you are logged in, the “tabs” along the top of the web page give you access to the various features of your account.
The “My Details” screen shows your name and address details and lists the (permanent) cards registered to your account and allows the addition of further cards.
It also confirms that the Direct Debit is in place and the monthly amount.
The “My Vehicles” screen shows the vehicle(s) recognised by your account. You can add and delete vehicles at any time. A vehicle MUST be registered before you can use your plan to pay for work on that vehicle.
If you have more than one card registered to your account, any card holder can use the plan for any car. However, the acknowledgement of any work carried out will always go to the account holder.
As much or as little as you can afford – or feel you need – to cover your motoring costs. You may choose to keep your Car Repair Plan purely as an emergency “rainy day fund” or use it to budget for all your motoring costs. You are able to register your own car, along with any others in your household. Should you wish, other members of your family can be issued with their own card to use for their own vehicles. You will then have the ability to set an individual limit to each car. If your circumstances or needs change, you can vary your monthly payment or even stop it for a “payment holiday”. Once your fund has built up to a level that meets your needs, you can stop payments entirely.
Yes, your money is not held by a single garage but in a Trust Account held on behalf of the Retail Motor Industry Federation, the umbrella body of the Independent Garage Association. It has been in continuous operation since 1913.
No – but there are no costs either. Participation in the scheme is entirely free.
No, the scheme is designed to allow motorists to budget for the routine and unexpected costs of motoring. If you could withdraw money, it would not be available when it was really needed for a motoring expense. You can of course close your Car Repair Plan at any time and your money will be refunded in full.
Once you have confirmed that your garage participates in Car Repair Plan, you can choose to use part or all of your funds to cover the cost of your service. After you have let the garage know that you would like to use your Car Repair Plan, they will take care of everything from there.
The garage can never see how much money you have in your plan (although they can confirm the availability of funds for any particular job). All participating garages are IGA members who are Trust My Garage approved and have signed up to adhere to a strict code of practice.
To add an additional vehicle to your account, click on the “My Vehicles” tab on the top navigation bar once you have logged in. Then click the green “add a vehicle to your account” button. Type in the required information, and click the “Add Vehicle Now” button.
You will then receive a confirmation email, and your vehicle will be immediately added to your account. If you do not receive a confirmation email within 24 hours, check your junk folder or contact us at email@example.com.
You can add as many cars as you need for your family. If your vehicle is already registered to a different Car Repair Plan account, you will not be able to add it as an additional vehicle to a second account.